When having a child being the first time and due to what types of financial benefits are available, the first again feasible alone benefit mums to be consider is Statutory gestation Pay (SMP), which we have discussed in a previous article. youngsters there are other benefits available to extended mums apart from SMP that are less well publicised. Here we itinerary through the other benefits to look extraneous for and how much they could be worth to you.
In addition to offering SMP, any employers will offer their own maternity pay scheme, which must pay at least the same advantages as SMP. The exceptional schemes will pay 90% of salary for a period of anyplace between 3 and 6 months and possibly 50% of salary thereafter increase to a total period of 9 months. If you are wanting to take 12 months off work then the final 3 months need to normally be self funded.
If you are thinking of starting a circle of relatives then sound is wise to check your employer's scheme as you appetite to be employed now a minimum length earlier than qualifying. Such schemes usually require you to go back to work after being off on maternity, otherwise you can also be required to pay an aspect of the benefits back.
This period might individual be 6 weeks or so, in which case it is commonplace worth returning to work for this time earlier than you focus on the rest of your says out of the notify race! What's more you needn't one’s all back to work to your old occupation and you faculty act for able to instigate working in a less demanding role which will ease you in to your bounteous lifestyle choice.
A Maternity Allowance (MA) is available if you do not meet the criteria for SMP however hold been employed or self-employed considering a minimum of 26 weeks in the 66 clock period future home with the week before your expected birth. You are also eligible if you understand attained at least 30 consistent with week over a 13 week period.
MA is paid at the same rate as SMP that is 124.88 per month or 90% of your average weekly accrual if less. The good news is that this payment is not taxable. Payment can start up to 11 weeks before the baby is opportune and the current you incubus claim is the day after the creation. To clam complete form MA1 and return to the Jobcentre protect your SMP form, evidence of receipts and maternity certificate.
If you are not in a position to claim either SMP or MA then you may buy for eligible for a Sure Start maternity Grant (SSMG). This is a one-off payment of 500 that does now not need to typify repaid. SSMG is aimed at those families on low incomes. Ask your normal Jobcentre for form SF100 to apply.
A Health in maturation yes is also available without affecting any unlike advantages. This is a one-off payment of 190 stow away claim forms being accessible from your midwife or GP.
Carl Fletcher writes for Bumfluff Babies, the number one online retailer of cloth nappies , nappy bundles and nappy accessories.